Compliance

DNC and TCPA Compliance for Cold Calling (2026)

Cold calling is legal when it is done right. The two big rules are the National Do Not Call Registry (scrub your lists and honor opt-outs) and the TCPA (rules on autodialers, consent, and calling windows). Real estate investors calling property owners can dial compliantly by scrubbing every list, keeping an internal do-not-call list, and dialing only within legal local-time hours.

Yes, when it is done correctly. Most of real estate cold calling compliance comes down to two things: the National Do Not Call Registry and the Telephone Consumer Protection Act (TCPA). Get these right and you remove most of the risk. This is a plain-English overview, not legal advice, rules change and vary by state, so talk to a qualified attorney about your situation.

What are the Do Not Call rules?

Scrub every list against the National Do Not Call Registry and applicable state lists, and honor opt-outs immediately.

  • Scrub against the FTC National Do Not Call Registry and any state lists before you dial.
  • Keep your own internal do-not-call list of anyone who asks not to be called, and honor it.
  • Re-scrub regularly, since the registry changes.

What does the TCPA require?

The TCPA restricts autodialers and pre-recorded messages, governs consent, and limits calling hours. Violations carry statutory damages of $500 per call, and up to $1,500 per call for willful violations.

  • Federal rules limit calls to 8am to 9pm in the local time of the person you are calling. Some states are stricter, so follow the tightest rule that applies.
  • Calling a cell phone with an autodialer or a pre-recorded message generally requires prior express consent. Many investors avoid this by dialing manually. The FCC TCPA rules set out how autodialers and recordings can be used.
  • Know the call-recording consent rules in your state before you record.

How does a managed agency reduce compliance risk?

A managed service builds compliance into the workflow instead of leaving it to a busy caller. We scrub every list against the national and state registries, keep an internal do-not-call list, dial only within legal windows, and score every call with AI plus a human reviewer so issues get flagged and fixed. That does not replace your own legal counsel, but it removes a lot of the day-to-day risk.

Frequently asked questions

Yes, when it is done correctly. You must scrub lists against the National Do Not Call Registry and applicable state lists, honor opt-outs, keep an internal do-not-call list, and follow TCPA rules including legal calling hours. This is not legal advice; consult an attorney for your situation.
Under federal rules, calls are restricted to between 8am and 9pm in the called party's local time, and some states are stricter. Always dial within the legal window for the person's time zone and check your state's rules.
Austin Rice
Austin Rice
Cofounder, Call Savvys

Austin Rice cofounded Call Savvys in 2022. His team places 10,000+ cold calls a day for 400+ real estate operators, so the playbooks here come from live campaigns, not theory.

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